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KJMC Financial Services

KJMCFIN
Micro Cap
(%) 1D
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1D1W1M3M6M1YMAX

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KJMC Financial Services Share price and Fundamental Analysis

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KJMC Financial Services (KJMC) was incorporated as Khandelwal Jain Management Consultancy Services Pvt Ltd on 29 Jun.'88, which later changed to KJMC Financial Services Pvt Ltd on 17 Dec.'93. It was then converted into a public limited company on 28 Oct.'94. It came out with a public issue at a premium of Rs 50 aggregating Rs 10.36 cr in Mar.'95 to finance the subscription to equity of a subsidiary company and to create infrastructure facilities. Over the years, KJMC has grown at a steady pace and offers a diverse spectrum of integrated financial services to its clients. The Company is engaged in the business of lending. KFSL has a diversified lending portfolio across retail, MSME and commercial customers.
Company Incorporation1988
ChairmanI C Jain
Head QuartersNA
Previous NameNA

Key Metrics

Market Cap (Cr)
39.37
PE Ratio
28.77
Industry P/E
30.3
PEG Ratio
-13.4
ROE
0.49%
ROCE
1.21%
ROA
0.72%
Total Debt (Cr)
Debt to Equity
Dividend Yield
0%
EPS
2.86
Book Value & P/B
361.65 x 0.23
Face Value
10
Outstanding Shares(Cr)
0.48
Current Ratio
EV to Sales
7.91

Stock Returns

1 Week-1.47%
1 Month-11.24%
6 Months-15.97%
1 Year-3.15%
3 Years+191.74%
5 Years+1271.17%
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Jun 25

Promoters : 74.40%

FIIs : 0.00%

DIIs : 1.37%

Public : 24.24%

Promoter
FII/FPI
DII
Public
Promoter Pledge stands at 0.0% of holding in June 2025 Qtr

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KJMC Financial Services Management and History

Company Management

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Company History

KJMC Financial Services (KJMC) was incorporated as Khandelwal Jain Management Consultancy Services Pvt Ltd on 29 Jun.'88, which later changed to KJMC Financial Services Pvt Ltd on 17 Dec.'93. It was then converted into a public limited company on 28 Oct.'94. It came out with a public issue at a premium of Rs 50 aggregating Rs 10.36 cr in Mar.'95 to finance the subscription to equity of a subsidiary company and to create infrastructure facilities. Over the years, KJMC has grown at a steady pace and offers a diverse spectrum of integrated financial services to its clients. The Company is engaged in the business of lending. KFSL has a diversified lending portfolio across retail, MSME and commercial customers.

The area of business of KJMC is merchant banking -- loan syndication, lease and hire-purchase, bill discounting, etc. Its major clients in different fields are Himachal Futuristic Communications, Nandini Syntex, Microtex Yarns, Essar, Videocon, etc. The company has a wholly-owned subsidiary named KJMC Leasing and Finance (KLF) incorporated on 29 Mar.'94. It has diversified into real estate developments, infrastructural developments, forex services, venture capital, etc. KJMC has also incorporated an asset management company for setting up a mutual fund and it is planning to set up a private sector bank. It has tie-ups with Mahindra & Mahindra for real estate business.

In 1995-96, the company along with others sponsored eight companies under the banner of KJMC and has started new activities pertaining to Forex Services, Property Development etc. During the year, it made application for Bank Licence to RBI and has also developed infrastructure for the same.

The company in order to expand and strengthen its business base is embarking on new vistas. It has also decided to set up and operate mutual fund schemes and for this purpose, has laid down necessary infrastructure.

The company has divert its activities by marketing various products of ICICI such as personal loans and credit cards etc.

KJMC Financial Services Share Price

KJMC Financial Services share price reflects investor sentiment toward the company and is impacted by various factors such as financial performance, market trends, and economic conditions. Share price is an indicator which shows the current value of the company's shares at which buyers or sellers can transact.

KJMC Financial Services Market Cap

Market capitalization of KJMC Financial Services indicates the total value of its outstanding shares. Marketcap is calculated by multiplying share price and outstanding shares of the company. It is a helpful metric for assessing the company's size and market Valuation. It also helps investors understand how KJMC Financial Services is valued compared to its competitors.

KJMC Financial Services PE Ratio

KJMC Financial Services PE ratio helps investors understand what is the market value of each stock compared to KJMC Financial Services 's earnings. A PE ratio higher than the average industry PE could indicate an overvaluation of the stock, whereas a lower PE compared to the average industry PE could indicate an undervaluation.

KJMC Financial Services PEG Ratio

The PEG ratio of KJMC Financial Services evaluates its PE ratio in relation to its growth rate. A PEG ratio of 1 indicates a fair value, a PEG ratio of less than 1 indicates undervaluation, and a PEG ratio of more than 1 indicates overvaluation.

KJMC Financial Services ROE (Return on Equity)

Return on Equity (ROE) measures how effectively KJMC Financial Services generates profit from shareholders' equity. A higher ROE of more than 20% indicates better financial performance in terms of profitability.

KJMC Financial Services ROCE (Return on Capital Employed)

Return on Capital Employed (ROCE) evaluates the profitability of KJMC Financial Services in relation to its capital employed. In simple terms, ROCE provides insight to investors as to how well the company is utilizing the capital deployed. A high ROCE of more than 20% shows that the business is making profitable use of its capital.

KJMC Financial Services Total Debt

Total debt of KJMC Financial Services shows how much the company owes to either banks or individual creditors. In simple terms, this is the amount the company has to repay. Total debt can be a very useful metric to show the financial health of the company. Total debt more than equity is considered to be a bad sign.

KJMC Financial Services Debt to Equity Ratio

The Debt-to-Equity (DE) ratio of KJMC Financial Services compares its total debt to shareholders' equity. A higher Debt to Equity ratio could indicate higher financial risk, while a lower ratio suggests that the company is managing its debt efficiently.

KJMC Financial Services CAGR (Compound Annual Growth Rate)

CAGR shows the consistent growth rate of KJMC Financial Services over a specific period, whether it is over a month, a year, or 10 years. It is a key metric to evaluate the company’s long-term growth potential. Main metrics for which CAGR is calculated are net sales, net profit, operating profit, and stock returns.

KJMC Financial Services Technical Analysis

Technical analysis of KJMC Financial Services helps investors get an insight into when they can enter or exit the stock. Key components of KJMC Financial Services Technical Analysis include:

Support Levels (S1, S2, S3)

There are usually multiple support levels, but the main support levels for a stock are S1, S2, S3. Support levels indicate price points where stock might get support from buyers, helping the stock stop falling and rise.

Resistance Levels (R1, R2, R3)

There are usually multiple resistance levels, but the main resistance levels for a stock are R1, R2, R3. Resistance levels represent price points where KJMC Financial Services shares often struggle to rise above due to selling pressure.

KJMC Financial Services Dividends

Dividends refer to the portion of the company’s profits distributed to its shareholders. Dividends are typically paid out in cash and reflect KJMC Financial Services ’s financial health and profitability.

KJMC Financial Services Bonus Shares

Bonus shares are usually given by companies to make the stock more affordable, increase liquidity, boost investor confidence, and more.

KJMC Financial Services Stock Split

Stock split increases the number of its outstanding shares by dividing each existing share into multiple shares. When the company offers a stock split, the face value of the stock reduces in the same proportion as the split ratio.

KJMC Financial Services Financials

The financials of KJMC Financial Services provide a complete view to investors about its net sales, net profit, operating profits, expenses, and overall financial health. Investors can analyze financial data to assess the company’s stability and also understand how the company has been growing financially.

KJMC Financial Services Profit and Loss Statements

The profit and loss statement of KJMC Financial Services highlights its net sales, net profit, total expenditure, and operating profits in the current financial year. This Profit and Loss statement is crucial for evaluating the profitability and financial stability of KJMC Financial Services .

KJMC Financial Services Balance Sheet

The balance sheet presents a snapshot of KJMC Financial Services ’s assets, liabilities, and equity of shareholders, providing insights into the financials of the company.

KJMC Financial Services Cashflow Statements

Cashflow statements track the company's cash inflows and outflows over a period. It is an essential tool for understanding how well the company manages its liquidity and finances.

KJMC Financial Services Net Interest Margin (NIM)

KJMC Financial Services Net Interest Margin (NIM) tells about the profitability earned by all NBFCs and financial institutions. It represents the income generated by the bank from the difference between the interest earned on loans and the interest paid on public deposits. Net Interest Margin (NIM) is a metric that monitors the profitability generated from a bank's lending activities.

KJMC Financial Services Non-Performing Assets (NPA) Ratio

Non-Performing Assets (NPA) indicate the ratio of a bank's loans that are classified as non-performing. A lower NPA ratio reflects stronger asset quality and more effective risk management.

KJMC Financial Services Capital Adequacy Ratio (CAR)

Capital Adequacy Ratio (CAR) is a metric to measure the bank's ability to absorb losses and still remain financially stable. A higher CAR shows that the bank is financially sound and can absorb potential losses.

KJMC Financial Services Gross NPA

Gross NPA is the percentage of total non-performing loans before provisioning, while net NPA is the percentage after provisioning. Lower gross and net NPA ratios indicate better loan quality.

KJMC Financial Services Net NPA Ratio

Net NPA is the actual losses a bank has incurred due to NPA accounts. Lower the NPA, better the banks can maintain stable income from interest on loans.

KJMC Financial Services CASA Ratio

CASA ratio tells how much of a bank's total deposits are in both current and savings accounts.