Get 50% OFF This Monsoon!

Advertisement
AdvertisementAdvertisement
logo

Jio Financial Services

JIOFIN
Large Cap
(%) 1D
no_data

No Data Available

1D1W1M3M6M1YMAX

Investor Sentiment

50%50%
Bullish
Bearish
Advertisement
AdvertisementAdvertisement

Jio Financial Services Share price and Fundamental Analysis

View All Details
View All Details
Jio Financial Services Limited was incorporated as a Private Limited Company with the name and style of ‘Reliance Strategic Investments Private Limited’ dated July 22, 1999, issued by the Registrar of Companies, Maharashtra at Mumbai. Subsequently, the Company got converted from a Private Limited Company to a Public Limited Company and consequently renamed as ‘Reliance Strategic Investments Limited’ dated January 14, 2002, at Mumbai. Consequently, through the Scheme of Arrangement, the name of Company has been changed to Jio Financial Services Limited and a fresh Certificate of Incorporation dated July 25, 2023 was issued by the Registrar of Companies, Maharashtra at Mumbai.
Company Incorporation1999
ChairmanK V Kamath
Head QuartersMumbai
Previous NameReliance Strategic Investment Ltd

Key Metrics

Market Cap (Cr)
1,84,499
PE Ratio
114.33
Industry P/E
30.87
PEG Ratio
4.27
ROE
1.31%
ROCE
1.53%
ROA
1.21%
Total Debt (Cr)
Debt to Equity
Dividend Yield
0.17%
EPS
2.54
Book Value & P/B
39.33 x 7.38
Face Value
10
Outstanding Shares(Cr)
635.33
Current Ratio
EV to Sales
90.26

Included In

+More

Stock Returns

1 Week0%
1 Month+11.42%
6 Months-14.98%
1 Year-16.9%
3 Years+16.65%
5 Years+16.65%

CAGR

1 Year CAGR

Revenue Growth

+4353.23%

Net Profit Growth

+5034.56%

Financing Profit Growth

+4513.61%

Dividend Growth

N/A

Stock Returns CAGR

-16.57%
no_data

No Stocks

Smart Score

1.9
icn

Unlock Smart Score

See Detailed Analysis & Insights

icn

Unlock Insights

See Detailed Analysis & Insights

Technicals

Returns Calculator

If you would have invested
In 5 years the current value would be
NaNCRNaNCR( %)

Research Report

No Research Report

View Other Reports >

Corporate Action

Board-Meetings
Board-Meetings
Dividends
Bonus
Splits
Right-issues
AGM-EGM
Bulk-Deal
Block-Deal

Financials

Half Yearly Statement

/ View Standalone
PARTICULARS

Total Revenue

Total Expenses

Operating Expense

Operating Profit

Interest

Depreciation & Amortization

Profit Before Tax

Tax

Profit after tax

Adj EPS in Rs - Basic

Adj EPS in Rs - Diluted

Profit and Loss Statement

/ View Standalone
Credit Rating
Director Report
Chairman Report
Auditor Report

Balance sheet

/ View Standalone

Cashflow Statement

/ View Standalone
Mar 25

Promoters : 47.12%

FIIs : 11.66%

DIIs : 14.30%

Public : 26.92%

Promoter
FII/FPI
DII
Public
Promoter Pledge stands at 0.0% of holding in March 2025 Qtr
DII Shareholding Increased by 1.74% to 14.3% in March 2025 Qtr
FII Shareholding Decreased by 3.96% to 11.66% in March 2025 Qtr

Top Shareholders

View all Share Holders

Key Ratios

Profitability
Valuation
Liquidity

ROE

Avg ROE (3 Yrs) : NaN%

ROCE

Avg ROCE (3 Yrs) : NaN%

ROA

Avg ROA (3 Yrs) : NaN%

NPM

Avg NPM (3 Yrs) : NaN%

Dividend History

Jio Financial Services Competitors

Sector
Industry

Company Name

MCap(TTM)

PE(TTM)

P/B(TTM)

ROE(TTM)

D/E

Current Ratio(TTM)

5 Year FactSheet

Profitability
Profitability
Growth Ratios
Valuation Ratios
Cashflow Ratios
Debt and Liquidity
Efficiency Ratios

Documents

Annual Reports
Con-Call

News

Jio Financial Services Management and History

Company Management

icn

Unlock Management Data

See Detailed Analysis & Insights

Company History

Jio Financial Services Limited was incorporated as a Private Limited Company with the name and style of ‘Reliance Strategic Investments Private Limited’ dated July 22, 1999, issued by the Registrar of Companies, Maharashtra at Mumbai. Subsequently, the Company got converted from a Private Limited Company to a Public Limited Company and consequently renamed as ‘Reliance Strategic Investments Limited’ dated January 14, 2002, at Mumbai. Consequently, through the Scheme of Arrangement, the name of Company has been changed to Jio Financial Services Limited and a fresh Certificate of Incorporation dated July 25, 2023 was issued by the Registrar of Companies, Maharashtra at Mumbai.

'Jio” is regarded as a trusted brand in India, widely recognised by retail customers, merchants and small businesses. The Company plans to primarily target key customer segments – unserved and underserved individuals and small sized businesses in urban, semi-urban and rural India to offer our sustainable, and comprehensive range of financial services. Again, it plans to offer simple transparent financial services products catering to rapidly evolving customer needs. The payments platform helps merchants grow their business by giving them solutions which allows them to accept payments, acquire and retain consumers, improve their business operations, and access financial services. The payment bank provides a comprehensive suite of digital payment banking solutions, to both individuals and small business (including merchants). Insurance broking business offers insurance led solutions to the walk-in customers at retail store outlets servicing them both digitally and with dedicated sales associates and trained staff. It focuses on providing insurance solutions to corporate customer, vendor partners and small businesses.

In 1999, the Company was registered with the RBI to carry on the business as a non-banking financial institution not accepting public deposits. The Scheme of Arrangement between Reliance Industries Limited and the Company for Demerger, transfer and of the Demerged Undertaking from RIL into the Company on a going concern basis was made effective from July 1, 2023. Pursuant to the Scheme of Arrangement, the name of Company got changed to Jio Financial Services effective from July 25, 2023. The Equity Shares got listed on August 21, 2023 with 635,32,84,188 Shares.

Jio Financial Services Share Price

Jio Financial Services share price reflects investor sentiment toward the company and is impacted by various factors such as financial performance, market trends, and economic conditions. Share price is an indicator which shows the current value of the company's shares at which buyers or sellers can transact.

Jio Financial Services Market Cap

Market capitalization of Jio Financial Services indicates the total value of its outstanding shares. Marketcap is calculated by multiplying share price and outstanding shares of the company. It is a helpful metric for assessing the company's size and market Valuation. It also helps investors understand how Jio Financial Services is valued compared to its competitors.

Jio Financial Services PE Ratio

Jio Financial Services PE ratio helps investors understand what is the market value of each stock compared to Jio Financial Services 's earnings. A PE ratio higher than the average industry PE could indicate an overvaluation of the stock, whereas a lower PE compared to the average industry PE could indicate an undervaluation.

Jio Financial Services PEG Ratio

The PEG ratio of Jio Financial Services evaluates its PE ratio in relation to its growth rate. A PEG ratio of 1 indicates a fair value, a PEG ratio of less than 1 indicates undervaluation, and a PEG ratio of more than 1 indicates overvaluation.

Jio Financial Services ROE (Return on Equity)

Return on Equity (ROE) measures how effectively Jio Financial Services generates profit from shareholders' equity. A higher ROE of more than 20% indicates better financial performance in terms of profitability.

Jio Financial Services ROCE (Return on Capital Employed)

Return on Capital Employed (ROCE) evaluates the profitability of Jio Financial Services in relation to its capital employed. In simple terms, ROCE provides insight to investors as to how well the company is utilizing the capital deployed. A high ROCE of more than 20% shows that the business is making profitable use of its capital.

Jio Financial Services Total Debt

Total debt of Jio Financial Services shows how much the company owes to either banks or individual creditors. In simple terms, this is the amount the company has to repay. Total debt can be a very useful metric to show the financial health of the company. Total debt more than equity is considered to be a bad sign.

Jio Financial Services Debt to Equity Ratio

The Debt-to-Equity (DE) ratio of Jio Financial Services compares its total debt to shareholders' equity. A higher Debt to Equity ratio could indicate higher financial risk, while a lower ratio suggests that the company is managing its debt efficiently.

Jio Financial Services CAGR (Compound Annual Growth Rate)

CAGR shows the consistent growth rate of Jio Financial Services over a specific period, whether it is over a month, a year, or 10 years. It is a key metric to evaluate the company’s long-term growth potential. Main metrics for which CAGR is calculated are net sales, net profit, operating profit, and stock returns.

Jio Financial Services Technical Analysis

Technical analysis of Jio Financial Services helps investors get an insight into when they can enter or exit the stock. Key components of Jio Financial Services Technical Analysis include:

Support Levels (S1, S2, S3)

There are usually multiple support levels, but the main support levels for a stock are S1, S2, S3. Support levels indicate price points where stock might get support from buyers, helping the stock stop falling and rise.

Resistance Levels (R1, R2, R3)

There are usually multiple resistance levels, but the main resistance levels for a stock are R1, R2, R3. Resistance levels represent price points where Jio Financial Services shares often struggle to rise above due to selling pressure.

Jio Financial Services Dividends

Dividends refer to the portion of the company’s profits distributed to its shareholders. Dividends are typically paid out in cash and reflect Jio Financial Services ’s financial health and profitability.

Jio Financial Services Bonus Shares

Bonus shares are usually given by companies to make the stock more affordable, increase liquidity, boost investor confidence, and more.

Jio Financial Services Stock Split

Stock split increases the number of its outstanding shares by dividing each existing share into multiple shares. When the company offers a stock split, the face value of the stock reduces in the same proportion as the split ratio.

Jio Financial Services Financials

The financials of Jio Financial Services provide a complete view to investors about its net sales, net profit, operating profits, expenses, and overall financial health. Investors can analyze financial data to assess the company’s stability and also understand how the company has been growing financially.

Jio Financial Services Profit and Loss Statements

The profit and loss statement of Jio Financial Services highlights its net sales, net profit, total expenditure, and operating profits in the current financial year. This Profit and Loss statement is crucial for evaluating the profitability and financial stability of Jio Financial Services .

Jio Financial Services Balance Sheet

The balance sheet presents a snapshot of Jio Financial Services ’s assets, liabilities, and equity of shareholders, providing insights into the financials of the company.

Jio Financial Services Cashflow Statements

Cashflow statements track the company's cash inflows and outflows over a period. It is an essential tool for understanding how well the company manages its liquidity and finances.

Jio Financial Services Net Interest Margin (NIM)

Jio Financial Services Net Interest Margin (NIM) tells about the profitability earned by all NBFCs and financial institutions. It represents the income generated by the bank from the difference between the interest earned on loans and the interest paid on public deposits. Net Interest Margin (NIM) is a metric that monitors the profitability generated from a bank's lending activities.

Jio Financial Services Non-Performing Assets (NPA) Ratio

Non-Performing Assets (NPA) indicate the ratio of a bank's loans that are classified as non-performing. A lower NPA ratio reflects stronger asset quality and more effective risk management.

Jio Financial Services Capital Adequacy Ratio (CAR)

Capital Adequacy Ratio (CAR) is a metric to measure the bank's ability to absorb losses and still remain financially stable. A higher CAR shows that the bank is financially sound and can absorb potential losses.

Jio Financial Services Gross NPA

Gross NPA is the percentage of total non-performing loans before provisioning, while net NPA is the percentage after provisioning. Lower gross and net NPA ratios indicate better loan quality.

Jio Financial Services Net NPA Ratio

Net NPA is the actual losses a bank has incurred due to NPA accounts. Lower the NPA, better the banks can maintain stable income from interest on loans.

Jio Financial Services CASA Ratio

CASA ratio tells how much of a bank's total deposits are in both current and savings accounts.

Download the App

Download the App