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Gujarat Lease Financing

GLFL
Micro Cap
(%) 1D
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1D1W1M3M6M1YMAX

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Gujarat Lease Financing Share price and Fundamental Analysis

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Gujarat Lease Financing (GLFL) was formed in Jul.'83 as a wholly-owned subsidiary of the Gujarat Industrial Investment Corporation (GIIC) to provide financial services for all-round development of industries in and around Gujarat. The company commenced operations in 1985 and went public in 1990, reducing GIIC's stake to 51%. In 1994, GIIC entered into a joint-sector agreement with the Torrent group and reduced its stake to 26%, with the Torrent group holding 25%.
Company Incorporation1983
ChairmanAnimesh Mehta
Head QuartersNA
Previous NameNA

Key Metrics

Market Cap (Cr)
19.12
PE Ratio
352.5
Industry P/E
25.39
PEG Ratio
-8.88
ROE
-1.44%
ROCE
0.99%
ROA
0.94%
Total Debt (Cr)
Debt to Equity
Dividend Yield
0%
EPS
0.02
Book Value & P/B
-1.51 x 0
Face Value
10
Outstanding Shares(Cr)
2.71
Current Ratio
EV to Sales
0

Stock Returns

1 Week+13.59%
1 Month+36.77%
6 Months-18.67%
1 Year-12.86%
3 Years+117.86%
5 Years+293.55%
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Mar 25

Promoters : 45.67%

FIIs : 0.00%

DIIs : 0.01%

Public : 54.32%

Promoter
FII/FPI
DII
Public
Promoter Pledge stands at 0.0% of holding in March 2025 Qtr

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Dividend History

Gujarat Lease Financing Competitors

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Gujarat Lease Financing Management and History

Company Management

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Company History

Gujarat Lease Financing (GLFL) was formed in Jul.'83 as a wholly-owned subsidiary of the Gujarat Industrial Investment Corporation (GIIC) to provide financial services for all-round development of industries in and around Gujarat. The company commenced operations in 1985 and went public in 1990, reducing GIIC's stake to 51%. In 1994, GIIC entered into a joint-sector agreement with the Torrent group and reduced its stake to 26%, with the Torrent group holding 25%.

GLFL also undertakes investment banking and securities-related credit. With a plan to diversify, during 1991-92, the merchant banking division became operational and the company was registered as a category-I merchant banker with the SEBI. GLFL has also entered housing finance with the launch of GLFL Housing Finance in Mar.'93 and got it recognised by the National Housing Board.

GLFL Securities, a fully-owned subsidiary of GLFL, has the corporate membership of the BSE and the NSE in the debt as well as capital market segments and also trades on the Ahmedabad Stock Exchange.

To venture into real estate development, GLFL Realities was incorporated in 1995. GLFL International was also established in the same year to set up branches in Singapore and Dubai. In 1995-96, the retail finance division started a scheme for financing commercial vehicles.

During the year 2004-05, the Scheme of Compromise and Arrangement to discharge the liability of the banks was sanctioned by the Hon'ble High Court of Gujarat. The Company released payment as per the Court order. As per the Court's order, the income received pertaining to assigned assets after July, 2004 was transferred to the Consortium of Banks. Subsequent to the Court's order, GLFL recovered Rs.344 lacs till date from the charged assets and deposited with the member banks. As a result of this, the Company had no external debts at the end of the year.

During the year 2018-19, three wholly owned subsidiary companies, GLFL Housing Finance Ltd., GLFL Securities Ltd and GLFL International Ltd. were amalgamated with the Company through the Scheme of Amalgamation effective from 1st April, 2017. As per the Scheme, all the business undertakings of three subsidiary Companies got transferred in the Holding Company.

Gujarat Lease Financing Share Price

Gujarat Lease Financing share price reflects investor sentiment toward the company and is impacted by various factors such as financial performance, market trends, and economic conditions. Share price is an indicator which shows the current value of the company's shares at which buyers or sellers can transact.

Gujarat Lease Financing Market Cap

Market capitalization of Gujarat Lease Financing indicates the total value of its outstanding shares. Marketcap is calculated by multiplying share price and outstanding shares of the company. It is a helpful metric for assessing the company's size and market Valuation. It also helps investors understand how Gujarat Lease Financing is valued compared to its competitors.

Gujarat Lease Financing PE Ratio

Gujarat Lease Financing PE ratio helps investors understand what is the market value of each stock compared to Gujarat Lease Financing 's earnings. A PE ratio higher than the average industry PE could indicate an overvaluation of the stock, whereas a lower PE compared to the average industry PE could indicate an undervaluation.

Gujarat Lease Financing PEG Ratio

The PEG ratio of Gujarat Lease Financing evaluates its PE ratio in relation to its growth rate. A PEG ratio of 1 indicates a fair value, a PEG ratio of less than 1 indicates undervaluation, and a PEG ratio of more than 1 indicates overvaluation.

Gujarat Lease Financing ROE (Return on Equity)

Return on Equity (ROE) measures how effectively Gujarat Lease Financing generates profit from shareholders' equity. A higher ROE of more than 20% indicates better financial performance in terms of profitability.

Gujarat Lease Financing ROCE (Return on Capital Employed)

Return on Capital Employed (ROCE) evaluates the profitability of Gujarat Lease Financing in relation to its capital employed. In simple terms, ROCE provides insight to investors as to how well the company is utilizing the capital deployed. A high ROCE of more than 20% shows that the business is making profitable use of its capital.

Gujarat Lease Financing Total Debt

Total debt of Gujarat Lease Financing shows how much the company owes to either banks or individual creditors. In simple terms, this is the amount the company has to repay. Total debt can be a very useful metric to show the financial health of the company. Total debt more than equity is considered to be a bad sign.

Gujarat Lease Financing Debt to Equity Ratio

The Debt-to-Equity (DE) ratio of Gujarat Lease Financing compares its total debt to shareholders' equity. A higher Debt to Equity ratio could indicate higher financial risk, while a lower ratio suggests that the company is managing its debt efficiently.

Gujarat Lease Financing CAGR (Compound Annual Growth Rate)

CAGR shows the consistent growth rate of Gujarat Lease Financing over a specific period, whether it is over a month, a year, or 10 years. It is a key metric to evaluate the company’s long-term growth potential. Main metrics for which CAGR is calculated are net sales, net profit, operating profit, and stock returns.

Gujarat Lease Financing Technical Analysis

Technical analysis of Gujarat Lease Financing helps investors get an insight into when they can enter or exit the stock. Key components of Gujarat Lease Financing Technical Analysis include:

Support Levels (S1, S2, S3)

There are usually multiple support levels, but the main support levels for a stock are S1, S2, S3. Support levels indicate price points where stock might get support from buyers, helping the stock stop falling and rise.

Resistance Levels (R1, R2, R3)

There are usually multiple resistance levels, but the main resistance levels for a stock are R1, R2, R3. Resistance levels represent price points where Gujarat Lease Financing shares often struggle to rise above due to selling pressure.

Gujarat Lease Financing Dividends

Dividends refer to the portion of the company’s profits distributed to its shareholders. Dividends are typically paid out in cash and reflect Gujarat Lease Financing ’s financial health and profitability.

Gujarat Lease Financing Bonus Shares

Bonus shares are usually given by companies to make the stock more affordable, increase liquidity, boost investor confidence, and more.

Gujarat Lease Financing Stock Split

Stock split increases the number of its outstanding shares by dividing each existing share into multiple shares. When the company offers a stock split, the face value of the stock reduces in the same proportion as the split ratio.

Gujarat Lease Financing Financials

The financials of Gujarat Lease Financing provide a complete view to investors about its net sales, net profit, operating profits, expenses, and overall financial health. Investors can analyze financial data to assess the company’s stability and also understand how the company has been growing financially.

Gujarat Lease Financing Profit and Loss Statements

The profit and loss statement of Gujarat Lease Financing highlights its net sales, net profit, total expenditure, and operating profits in the current financial year. This Profit and Loss statement is crucial for evaluating the profitability and financial stability of Gujarat Lease Financing .

Gujarat Lease Financing Balance Sheet

The balance sheet presents a snapshot of Gujarat Lease Financing ’s assets, liabilities, and equity of shareholders, providing insights into the financials of the company.

Gujarat Lease Financing Cashflow Statements

Cashflow statements track the company's cash inflows and outflows over a period. It is an essential tool for understanding how well the company manages its liquidity and finances.

Gujarat Lease Financing Net Interest Margin (NIM)

Gujarat Lease Financing Net Interest Margin (NIM) tells about the profitability earned by all NBFCs and financial institutions. It represents the income generated by the bank from the difference between the interest earned on loans and the interest paid on public deposits. Net Interest Margin (NIM) is a metric that monitors the profitability generated from a bank's lending activities.

Gujarat Lease Financing Non-Performing Assets (NPA) Ratio

Non-Performing Assets (NPA) indicate the ratio of a bank's loans that are classified as non-performing. A lower NPA ratio reflects stronger asset quality and more effective risk management.

Gujarat Lease Financing Capital Adequacy Ratio (CAR)

Capital Adequacy Ratio (CAR) is a metric to measure the bank's ability to absorb losses and still remain financially stable. A higher CAR shows that the bank is financially sound and can absorb potential losses.

Gujarat Lease Financing Gross NPA

Gross NPA is the percentage of total non-performing loans before provisioning, while net NPA is the percentage after provisioning. Lower gross and net NPA ratios indicate better loan quality.

Gujarat Lease Financing Net NPA Ratio

Net NPA is the actual losses a bank has incurred due to NPA accounts. Lower the NPA, better the banks can maintain stable income from interest on loans.

Gujarat Lease Financing CASA Ratio

CASA ratio tells how much of a bank's total deposits are in both current and savings accounts.

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