Get 50% OFF This Monsoon!
Ascom Leasing & Investments
No Data Available
No Stocks
Unlock Smart Score
See Detailed Analysis & Insights
Unlock Insights
See Detailed Analysis & Insights
No Research Report
ROE
Avg ROE (3 Yrs) : NaN%
ROCE
Avg ROCE (3 Yrs) : NaN%
ROA
Avg ROA (3 Yrs) : NaN%
NPM
Avg NPM (3 Yrs) : NaN%
No Data Available
Unlock Management Data
See Detailed Analysis & Insights
Ascom Leasing & Investments Limited was incorporated on December 16, 1986. The Company received the certificate of Commencement of Business on January 07, 1987. Subsequently, the Company has shifted the Registered office from Hyderabad to Surat, vide certificate issued by the Registrar of Companies, Ahmedabad on November 23, 2015. The Company holds the certificate of registration dated December 17, 2015 bearing registration number B-01.00559 issued by the RBI, Ahmedabad Regional Office to carry on the activities of a non-deposit taking NBFC with the RBI under section 45 IA of the RBI Act, 1934.
The Company started its business as NBFC in 2001 with the mission of providing services to economically active poor who are not adequately served by the financial institutions. The company is engaged in the business of finance, hire purchase, leasing and lending terms loans, mortgage financing. Its customers include first-time buyers of vehicles, self-employed and professional or non-professional individuals, small and medium entrepreneurs and customers with informal income and limited banking and credit history. As of June 30, 2019, the company has around 2000 plus active customers. The Company operations are concentrated in the State of Gujarat Only. Being the NBFC - Non-Deposit company, company is not entitled to take deposit from the general public and the company sources the funds from the promoter investments and Bank funding. At present, the company having NIL revenue from the trading operations.
The Company offers a diverse range of loan products to cater to the specific requirements of its customers. These products can be classified under two broad categories, namely, mortgage loans and individual loans. Depending upon the end use, these products can be further sub-divided into education, home improvement, home purchase, vehicle purchase etc.
The Company has adopted a decentralized management structure for its operations, comprising presence in more than 22 districts across Gujarat. Its management hierarchy consist of leadership personnel who is responsible for taking on ground operational decisions. They possess significant experience in banking and financial services industry, which helps the company to understand the ground reality and local diversity of a particular region, enabling quick decision making.
As of June 30, 2019, the company served over 2062 customers with business size of exceeding Rs. 20 crores. Its growth has been rapid and calibrated in equal measure. The Company has a dedicated service quality department addressing customer grievances and their feedback.
Ascom Leasing & Investments share price reflects investor sentiment toward the company and is impacted by various factors such as financial performance, market trends, and economic conditions. Share price is an indicator which shows the current value of the company's shares at which buyers or sellers can transact.
Market capitalization of Ascom Leasing & Investments indicates the total value of its outstanding shares. Marketcap is calculated by multiplying share price and outstanding shares of the company. It is a helpful metric for assessing the company's size and market Valuation. It also helps investors understand how Ascom Leasing & Investments is valued compared to its competitors.
Ascom Leasing & Investments PE ratio helps investors understand what is the market value of each stock compared to Ascom Leasing & Investments 's earnings. A PE ratio higher than the average industry PE could indicate an overvaluation of the stock, whereas a lower PE compared to the average industry PE could indicate an undervaluation.
The PEG ratio of Ascom Leasing & Investments evaluates its PE ratio in relation to its growth rate. A PEG ratio of 1 indicates a fair value, a PEG ratio of less than 1 indicates undervaluation, and a PEG ratio of more than 1 indicates overvaluation.
Return on Equity (ROE) measures how effectively Ascom Leasing & Investments generates profit from shareholders' equity. A higher ROE of more than 20% indicates better financial performance in terms of profitability.
Return on Capital Employed (ROCE) evaluates the profitability of Ascom Leasing & Investments in relation to its capital employed. In simple terms, ROCE provides insight to investors as to how well the company is utilizing the capital deployed. A high ROCE of more than 20% shows that the business is making profitable use of its capital.
Total debt of Ascom Leasing & Investments shows how much the company owes to either banks or individual creditors. In simple terms, this is the amount the company has to repay. Total debt can be a very useful metric to show the financial health of the company. Total debt more than equity is considered to be a bad sign.
The Debt-to-Equity (DE) ratio of Ascom Leasing & Investments compares its total debt to shareholders' equity. A higher Debt to Equity ratio could indicate higher financial risk, while a lower ratio suggests that the company is managing its debt efficiently.
CAGR shows the consistent growth rate of Ascom Leasing & Investments over a specific period, whether it is over a month, a year, or 10 years. It is a key metric to evaluate the company’s long-term growth potential. Main metrics for which CAGR is calculated are net sales, net profit, operating profit, and stock returns.
Technical analysis of Ascom Leasing & Investments helps investors get an insight into when they can enter or exit the stock. Key components of Ascom Leasing & Investments Technical Analysis include:
There are usually multiple support levels, but the main support levels for a stock are S1, S2, S3. Support levels indicate price points where stock might get support from buyers, helping the stock stop falling and rise.
There are usually multiple resistance levels, but the main resistance levels for a stock are R1, R2, R3. Resistance levels represent price points where Ascom Leasing & Investments shares often struggle to rise above due to selling pressure.
Dividends refer to the portion of the company’s profits distributed to its shareholders. Dividends are typically paid out in cash and reflect Ascom Leasing & Investments ’s financial health and profitability.
Bonus shares are usually given by companies to make the stock more affordable, increase liquidity, boost investor confidence, and more.
Stock split increases the number of its outstanding shares by dividing each existing share into multiple shares. When the company offers a stock split, the face value of the stock reduces in the same proportion as the split ratio.
The financials of Ascom Leasing & Investments provide a complete view to investors about its net sales, net profit, operating profits, expenses, and overall financial health. Investors can analyze financial data to assess the company’s stability and also understand how the company has been growing financially.
The profit and loss statement of Ascom Leasing & Investments highlights its net sales, net profit, total expenditure, and operating profits in the current financial year. This Profit and Loss statement is crucial for evaluating the profitability and financial stability of Ascom Leasing & Investments .
The balance sheet presents a snapshot of Ascom Leasing & Investments ’s assets, liabilities, and equity of shareholders, providing insights into the financials of the company.
Cashflow statements track the company's cash inflows and outflows over a period. It is an essential tool for understanding how well the company manages its liquidity and finances.
Ascom Leasing & Investments Net Interest Margin (NIM) tells about the profitability earned by all NBFCs and financial institutions. It represents the income generated by the bank from the difference between the interest earned on loans and the interest paid on public deposits. Net Interest Margin (NIM) is a metric that monitors the profitability generated from a bank's lending activities.
Non-Performing Assets (NPA) indicate the ratio of a bank's loans that are classified as non-performing. A lower NPA ratio reflects stronger asset quality and more effective risk management.
Capital Adequacy Ratio (CAR) is a metric to measure the bank's ability to absorb losses and still remain financially stable. A higher CAR shows that the bank is financially sound and can absorb potential losses.
Gross NPA is the percentage of total non-performing loans before provisioning, while net NPA is the percentage after provisioning. Lower gross and net NPA ratios indicate better loan quality.
Net NPA is the actual losses a bank has incurred due to NPA accounts. Lower the NPA, better the banks can maintain stable income from interest on loans.
CASA ratio tells how much of a bank's total deposits are in both current and savings accounts.
Download the App