Get 50% OFF This Summer!

Advertisement
logo

Star Housing Finance

539017
Micro Cap
(%) 1D
no_data

No Data Available

1D1W1M3M6M1YMAX

Investor Sentiment

50%50%
Bullish
Bearish
Advertisement

Star Housing Finance Share price and Fundamental Analysis

View All Details
View All Details
Star Housing Finance Limited (Star HFL) (Formerly known as Akme Star Housing Finance Limited) was incorporated in March 21, 2005. The company is registered as a Housing Finance Company (HFC) with National Housing Bank (NHB) to carry out the housing ?nance activities in India under Section 29 A of the National Housing Bank Act, 1987 with effect from 31st August, 2009. The company received a New Incorporation Certi?cate from RoC dated 10th May, 2021 in the name of Star Housing Finance Limited and have applied for a new certi?cate of registration to the regulator, NHB/RBI.
Company Incorporation2005
ChairmanAshish Jain
Head QuartersMumbai
Previous NameAkme Star Housing Finance Ltd

Key Metrics

Market Cap (Cr)
305.99
PE Ratio
27.48
Industry P/E
24.25
PEG Ratio
1.1
ROE
7.71%
ROCE
11.07%
ROA
2%
Total Debt (Cr)
Debt to Equity
Dividend Yield
0.19%
EPS
1.41
Book Value & P/B
18.15 x 2.14
Face Value
5
Outstanding Shares(Cr)
7.9
Current Ratio
EV to Sales
6.65

Stock Returns

1 Week+5.83%
1 Month+16.76%
6 Months+2.97%
1 Year-30.41%
3 Years+29.81%
5 Years+198.82%

CAGR

1 Year CAGR

Revenue Growth

+65.93%

Net Profit Growth

+27.27%

Financing Profit Growth

+39.9%

Dividend Growth

-100%

Stock Returns CAGR

-29.11%
no_data

No Stocks

Smart Score

2.4
icn

Unlock Smart Score

See Detailed Analysis & Insights

icn

Unlock Insights

See Detailed Analysis & Insights

Technicals

Returns Calculator

If you would have invested
In 5 years the current value would be
NaNCRNaNCR( %)

Research Report

No Research Report

View Other Reports >

Corporate Action

Board-Meetings
Board-Meetings
Dividends
Bonus
Splits
Right-issues
AGM-EGM
Bulk-Deal
Block-Deal

Financials

Profit and Loss Statement

Credit Rating
Director Report
Chairman Report
Auditor Report
Mar 25

Promoters : 18.78%

FIIs : 0.00%

DIIs : 0.08%

Public : 81.15%

Promoter
FII/FPI
DII
Public
Promoter Pledge stands at 0.0% of holding in March 2025 Qtr

Top Shareholders

View all Share Holders

Key Ratios

Profitability
Valuation
Liquidity

ROE

Avg ROE (3 Yrs) : NaN%

ROCE

Avg ROCE (3 Yrs) : NaN%

ROA

Avg ROA (3 Yrs) : NaN%

NPM

Avg NPM (3 Yrs) : NaN%

Dividend History

Star Housing Finance Competitors

Sector
Industry

Company Name

MCap(TTM)

PE(TTM)

P/B(TTM)

ROE(TTM)

D/E

Current Ratio(TTM)

5 Year FactSheet

Profitability
Profitability
Growth Ratios
Valuation Ratios
Cashflow Ratios
Debt and Liquidity
Efficiency Ratios

Documents

Annual Reports
Con-Call

News

Star Housing Finance Management and History

Company Management

icn

Unlock Management Data

See Detailed Analysis & Insights

Company History

Star Housing Finance Limited (Star HFL) (Formerly known as Akme Star Housing Finance Limited) was incorporated in March 21, 2005. The company is registered as a Housing Finance Company (HFC) with National Housing Bank (NHB) to carry out the housing ?nance activities in India under Section 29 A of the National Housing Bank Act, 1987 with effect from 31st August, 2009. The company received a New Incorporation Certi?cate from RoC dated 10th May, 2021 in the name of Star Housing Finance Limited and have applied for a new certi?cate of registration to the regulator, NHB/RBI.

The company, founded and promoted by Late Dr. Shri. Mohan Lal Nagda, is currently managed by a group of housing finance professionals. The Company is primarily engaged in providing loans to individuals, corporate and developers for purchase, construction, development and repair of houses, apartments and commercial properties in India. The company fulfill the home owning needs of the target EWS (Economically Weaker Section)/LIG (Low Income Group)/MIG (Middle Income Group) households by providing them long term housing finance towards the purchase of their home.

The Company was formed with the main objective of providing financial assistance where an individual/ family can live in. In this scheme, the company support the people who are looking to purchase a new or second hand flat/ home depending upon their need. Star HFL have a scheme known as renovating existing units for renovation/ repair of existing units. The facility for this loan is easy and fast depending upon the condition of the house. The company provide extension loan plan for individuals, corporate to extend the loan for any reason. This scheme is available even for a small bedroom, balcony or roof top. It provides loan even for a plot on which a residential house is to be constructed. The Company help customers unlock the value of their property by availing loan against their unutilized property. The customers can utilize the loan amount for productive deployment in their business like business loan, education loan, SME loan, etc. The company considers project loan to builders for construction of residential units.

In June 2019, Star HFL ventured into strategic partnership with Arkfin Investments Pvt. Ltd. (AIPL) to initiate overall transformation. In October 2019, AIPL invested incremental capital in Akme Star HFC thereby acquiring 21.5% stake in the company.

During the Financial Year 2020-21, the Company sanctioned housing loans for Rs. 28.83 crore.

During the Financial Year 2020-21, the Company disbursed loans for Rs. 2943.44 lakhs.

During the Financial Year 2020-21, the Company expanded branch network to 5 states of India, covering Rajasthan, Gujarat, Maharashtra, Madhya Pradesh and Tamil Nadu with 7 branches.

In FY 2021, the Company received Rs 7 Crore through Term Loan augmentation (TLTRO) from State Bank of India and Rs 12 Crore through term Loan Union Bank of India respectively. Star HFL was able to initiate engagement with the NHB and received credit lines through LIFT, SRF, and regular re?nance n FY 2021 amounting to Rs.24.60 crores.

Star Housing Finance Share Price

Star Housing Finance share price reflects investor sentiment toward the company and is impacted by various factors such as financial performance, market trends, and economic conditions. Share price is an indicator which shows the current value of the company's shares at which buyers or sellers can transact.

Star Housing Finance Market Cap

Market capitalization of Star Housing Finance indicates the total value of its outstanding shares. Marketcap is calculated by multiplying share price and outstanding shares of the company. It is a helpful metric for assessing the company's size and market Valuation. It also helps investors understand how Star Housing Finance is valued compared to its competitors.

Star Housing Finance PE Ratio

Star Housing Finance PE ratio helps investors understand what is the market value of each stock compared to Star Housing Finance 's earnings. A PE ratio higher than the average industry PE could indicate an overvaluation of the stock, whereas a lower PE compared to the average industry PE could indicate an undervaluation.

Star Housing Finance PEG Ratio

The PEG ratio of Star Housing Finance evaluates its PE ratio in relation to its growth rate. A PEG ratio of 1 indicates a fair value, a PEG ratio of less than 1 indicates undervaluation, and a PEG ratio of more than 1 indicates overvaluation.

Star Housing Finance ROE (Return on Equity)

Return on Equity (ROE) measures how effectively Star Housing Finance generates profit from shareholders' equity. A higher ROE of more than 20% indicates better financial performance in terms of profitability.

Star Housing Finance ROCE (Return on Capital Employed)

Return on Capital Employed (ROCE) evaluates the profitability of Star Housing Finance in relation to its capital employed. In simple terms, ROCE provides insight to investors as to how well the company is utilizing the capital deployed. A high ROCE of more than 20% shows that the business is making profitable use of its capital.

Star Housing Finance Total Debt

Total debt of Star Housing Finance shows how much the company owes to either banks or individual creditors. In simple terms, this is the amount the company has to repay. Total debt can be a very useful metric to show the financial health of the company. Total debt more than equity is considered to be a bad sign.

Star Housing Finance Debt to Equity Ratio

The Debt-to-Equity (DE) ratio of Star Housing Finance compares its total debt to shareholders' equity. A higher Debt to Equity ratio could indicate higher financial risk, while a lower ratio suggests that the company is managing its debt efficiently.

Star Housing Finance CAGR (Compound Annual Growth Rate)

CAGR shows the consistent growth rate of Star Housing Finance over a specific period, whether it is over a month, a year, or 10 years. It is a key metric to evaluate the company’s long-term growth potential. Main metrics for which CAGR is calculated are net sales, net profit, operating profit, and stock returns.

Star Housing Finance Technical Analysis

Technical analysis of Star Housing Finance helps investors get an insight into when they can enter or exit the stock. Key components of Star Housing Finance Technical Analysis include:

Support Levels (S1, S2, S3)

There are usually multiple support levels, but the main support levels for a stock are S1, S2, S3. Support levels indicate price points where stock might get support from buyers, helping the stock stop falling and rise.

Resistance Levels (R1, R2, R3)

There are usually multiple resistance levels, but the main resistance levels for a stock are R1, R2, R3. Resistance levels represent price points where Star Housing Finance shares often struggle to rise above due to selling pressure.

Star Housing Finance Dividends

Dividends refer to the portion of the company’s profits distributed to its shareholders. Dividends are typically paid out in cash and reflect Star Housing Finance ’s financial health and profitability.

Star Housing Finance Bonus Shares

Bonus shares are usually given by companies to make the stock more affordable, increase liquidity, boost investor confidence, and more.

Star Housing Finance Stock Split

Stock split increases the number of its outstanding shares by dividing each existing share into multiple shares. When the company offers a stock split, the face value of the stock reduces in the same proportion as the split ratio.

Star Housing Finance Financials

The financials of Star Housing Finance provide a complete view to investors about its net sales, net profit, operating profits, expenses, and overall financial health. Investors can analyze financial data to assess the company’s stability and also understand how the company has been growing financially.

Star Housing Finance Profit and Loss Statements

The profit and loss statement of Star Housing Finance highlights its net sales, net profit, total expenditure, and operating profits in the current financial year. This Profit and Loss statement is crucial for evaluating the profitability and financial stability of Star Housing Finance .

Star Housing Finance Balance Sheet

The balance sheet presents a snapshot of Star Housing Finance ’s assets, liabilities, and equity of shareholders, providing insights into the financials of the company.

Star Housing Finance Cashflow Statements

Cashflow statements track the company's cash inflows and outflows over a period. It is an essential tool for understanding how well the company manages its liquidity and finances.

Star Housing Finance Net Interest Margin (NIM)

Star Housing Finance Net Interest Margin (NIM) tells about the profitability earned by all NBFCs and financial institutions. It represents the income generated by the bank from the difference between the interest earned on loans and the interest paid on public deposits. Net Interest Margin (NIM) is a metric that monitors the profitability generated from a bank's lending activities.

Star Housing Finance Non-Performing Assets (NPA) Ratio

Non-Performing Assets (NPA) indicate the ratio of a bank's loans that are classified as non-performing. A lower NPA ratio reflects stronger asset quality and more effective risk management.

Star Housing Finance Capital Adequacy Ratio (CAR)

Capital Adequacy Ratio (CAR) is a metric to measure the bank's ability to absorb losses and still remain financially stable. A higher CAR shows that the bank is financially sound and can absorb potential losses.

Star Housing Finance Gross NPA

Gross NPA is the percentage of total non-performing loans before provisioning, while net NPA is the percentage after provisioning. Lower gross and net NPA ratios indicate better loan quality.

Star Housing Finance Net NPA Ratio

Net NPA is the actual losses a bank has incurred due to NPA accounts. Lower the NPA, better the banks can maintain stable income from interest on loans.

Star Housing Finance CASA Ratio

CASA ratio tells how much of a bank's total deposits are in both current and savings accounts.

Download the App