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Satin Creditcare Network

SATIN
Small Cap
(%) 1D
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1D1W1M3M6M1YMAX

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Satin Creditcare Network Share price and Fundamental Analysis

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Satin Creditcare Network Limited (SCNL) was formed in 1990 as a Non-Banking Finance Company (NBFC) with the simple concept of providing individual loans to urban shopkeepers for tiny businesses. Since then the company has expanded and evolved into one of the leading microfinance institutions in India with its current geography in North as well as Central India. SCNL provides loans to both urban poor and rural poor to meet their productive requirements in starting new business or for growing an existing business. The company's microfinance operation is based on both Joint Liability Group(JLG) model as well Self Help Group model (SHG). At present, SCNL has its strong presence and serves its clients throughout Bihar, Chandigarh, Delhi, Haryana, Jammu , Maharashtra, Madhya Pradesh, Punjab, Rajasthan, Uttar Pradesh and Uttrakhand .
Company Incorporation1990
ChairmanH P Singh
Head QuartersGurqaon
Previous NameNA

Key Metrics

Market Cap (Cr)
1,745.44
PE Ratio
9.38
Industry P/E
28.24
PEG Ratio
-0.16
ROE
7.32%
ROCE
11.31%
ROA
1.61%
Total Debt (Cr)
Debt to Equity
Dividend Yield
0%
EPS
16.85
Book Value & P/B
257.42 x 0.61
Face Value
10
Outstanding Shares(Cr)
11.05
Current Ratio
EV to Sales
3.53

Included In

+More

Stock Returns

1 Week+2.28%
1 Month-0.67%
6 Months+7.64%
1 Year-29.03%
3 Years+75.9%
5 Years+109.75%
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Corporate Action

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Mar 25

Promoters : 36.17%

FIIs : 4.52%

DIIs : 6.35%

Public : 52.96%

Promoter
FII/FPI
DII
Public
Promoter Pledge stands at 0.0% of holding in March 2025 Qtr
DII Shareholding Increased by 0.23% to 6.35% in March 2025 Qtr
FII Shareholding Decreased by 0.31% to 4.52% in March 2025 Qtr

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Satin Creditcare Network Management and History

Company Management

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Company History

Satin Creditcare Network Limited (SCNL) was formed in 1990 as a Non-Banking Finance Company (NBFC) with the simple concept of providing individual loans to urban shopkeepers for tiny businesses. Since then the company has expanded and evolved into one of the leading microfinance institutions in India with its current geography in North as well as Central India. SCNL provides loans to both urban poor and rural poor to meet their productive requirements in starting new business or for growing an existing business. The company's microfinance operation is based on both Joint Liability Group(JLG) model as well Self Help Group model (SHG). At present, SCNL has its strong presence and serves its clients throughout Bihar, Chandigarh, Delhi, Haryana, Jammu , Maharashtra, Madhya Pradesh, Punjab, Rajasthan, Uttar Pradesh and Uttrakhand .

Satin Creditcare Network Share Price

Satin Creditcare Network share price reflects investor sentiment toward the company and is impacted by various factors such as financial performance, market trends, and economic conditions. Share price is an indicator which shows the current value of the company's shares at which buyers or sellers can transact.

Satin Creditcare Network Market Cap

Market capitalization of Satin Creditcare Network indicates the total value of its outstanding shares. Marketcap is calculated by multiplying share price and outstanding shares of the company. It is a helpful metric for assessing the company's size and market Valuation. It also helps investors understand how Satin Creditcare Network is valued compared to its competitors.

Satin Creditcare Network PE Ratio

Satin Creditcare Network PE ratio helps investors understand what is the market value of each stock compared to Satin Creditcare Network 's earnings. A PE ratio higher than the average industry PE could indicate an overvaluation of the stock, whereas a lower PE compared to the average industry PE could indicate an undervaluation.

Satin Creditcare Network PEG Ratio

The PEG ratio of Satin Creditcare Network evaluates its PE ratio in relation to its growth rate. A PEG ratio of 1 indicates a fair value, a PEG ratio of less than 1 indicates undervaluation, and a PEG ratio of more than 1 indicates overvaluation.

Satin Creditcare Network ROE (Return on Equity)

Return on Equity (ROE) measures how effectively Satin Creditcare Network generates profit from shareholders' equity. A higher ROE of more than 20% indicates better financial performance in terms of profitability.

Satin Creditcare Network ROCE (Return on Capital Employed)

Return on Capital Employed (ROCE) evaluates the profitability of Satin Creditcare Network in relation to its capital employed. In simple terms, ROCE provides insight to investors as to how well the company is utilizing the capital deployed. A high ROCE of more than 20% shows that the business is making profitable use of its capital.

Satin Creditcare Network Total Debt

Total debt of Satin Creditcare Network shows how much the company owes to either banks or individual creditors. In simple terms, this is the amount the company has to repay. Total debt can be a very useful metric to show the financial health of the company. Total debt more than equity is considered to be a bad sign.

Satin Creditcare Network Debt to Equity Ratio

The Debt-to-Equity (DE) ratio of Satin Creditcare Network compares its total debt to shareholders' equity. A higher Debt to Equity ratio could indicate higher financial risk, while a lower ratio suggests that the company is managing its debt efficiently.

Satin Creditcare Network CAGR (Compound Annual Growth Rate)

CAGR shows the consistent growth rate of Satin Creditcare Network over a specific period, whether it is over a month, a year, or 10 years. It is a key metric to evaluate the company’s long-term growth potential. Main metrics for which CAGR is calculated are net sales, net profit, operating profit, and stock returns.

Satin Creditcare Network Technical Analysis

Technical analysis of Satin Creditcare Network helps investors get an insight into when they can enter or exit the stock. Key components of Satin Creditcare Network Technical Analysis include:

Support Levels (S1, S2, S3)

There are usually multiple support levels, but the main support levels for a stock are S1, S2, S3. Support levels indicate price points where stock might get support from buyers, helping the stock stop falling and rise.

Resistance Levels (R1, R2, R3)

There are usually multiple resistance levels, but the main resistance levels for a stock are R1, R2, R3. Resistance levels represent price points where Satin Creditcare Network shares often struggle to rise above due to selling pressure.

Satin Creditcare Network Dividends

Dividends refer to the portion of the company’s profits distributed to its shareholders. Dividends are typically paid out in cash and reflect Satin Creditcare Network ’s financial health and profitability.

Satin Creditcare Network Bonus Shares

Bonus shares are usually given by companies to make the stock more affordable, increase liquidity, boost investor confidence, and more.

Satin Creditcare Network Stock Split

Stock split increases the number of its outstanding shares by dividing each existing share into multiple shares. When the company offers a stock split, the face value of the stock reduces in the same proportion as the split ratio.

Satin Creditcare Network Financials

The financials of Satin Creditcare Network provide a complete view to investors about its net sales, net profit, operating profits, expenses, and overall financial health. Investors can analyze financial data to assess the company’s stability and also understand how the company has been growing financially.

Satin Creditcare Network Profit and Loss Statements

The profit and loss statement of Satin Creditcare Network highlights its net sales, net profit, total expenditure, and operating profits in the current financial year. This Profit and Loss statement is crucial for evaluating the profitability and financial stability of Satin Creditcare Network .

Satin Creditcare Network Balance Sheet

The balance sheet presents a snapshot of Satin Creditcare Network ’s assets, liabilities, and equity of shareholders, providing insights into the financials of the company.

Satin Creditcare Network Cashflow Statements

Cashflow statements track the company's cash inflows and outflows over a period. It is an essential tool for understanding how well the company manages its liquidity and finances.

Satin Creditcare Network Net Interest Margin (NIM)

Satin Creditcare Network Net Interest Margin (NIM) tells about the profitability earned by all NBFCs and financial institutions. It represents the income generated by the bank from the difference between the interest earned on loans and the interest paid on public deposits. Net Interest Margin (NIM) is a metric that monitors the profitability generated from a bank's lending activities.

Satin Creditcare Network Non-Performing Assets (NPA) Ratio

Non-Performing Assets (NPA) indicate the ratio of a bank's loans that are classified as non-performing. A lower NPA ratio reflects stronger asset quality and more effective risk management.

Satin Creditcare Network Capital Adequacy Ratio (CAR)

Capital Adequacy Ratio (CAR) is a metric to measure the bank's ability to absorb losses and still remain financially stable. A higher CAR shows that the bank is financially sound and can absorb potential losses.

Satin Creditcare Network Gross NPA

Gross NPA is the percentage of total non-performing loans before provisioning, while net NPA is the percentage after provisioning. Lower gross and net NPA ratios indicate better loan quality.

Satin Creditcare Network Net NPA Ratio

Net NPA is the actual losses a bank has incurred due to NPA accounts. Lower the NPA, better the banks can maintain stable income from interest on loans.

Satin Creditcare Network CASA Ratio

CASA ratio tells how much of a bank's total deposits are in both current and savings accounts.

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