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Saraswati Commercial (India)

512020
Small Cap
(%) 1D
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1D1W1M3M6M1YMAX

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Saraswati Commercial (India) Share price and Fundamental Analysis

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Saraswati Commercial (India) Limited is a Non Banking Financial Company registered with Reserve Bank of India. The Company was incorporated in the year January 24, 1983 and is mainly engaged in the business of investment and trading in shares and securities & lending activities. All the prudential norms for asset classification, income recognition, provisioning etc., are applicable to NBFCs in India.
Company Incorporation1983
ChairmanNA
Head QuartersMumbai
Previous NameNA

Key Metrics

Market Cap (Cr)
1,355.98
PE Ratio
25.38
Industry P/E
31
PEG Ratio
-0.49
ROE
5.52%
ROCE
6.97%
ROA
4.82%
Total Debt (Cr)
Debt to Equity
Dividend Yield
0%
EPS
487.45
Book Value & P/B
8755.19 x 1.41
Face Value
10
Outstanding Shares(Cr)
0.11
Current Ratio
EV to Sales
18.23

Stock Returns

1 Week-9.61%
1 Month-22.91%
6 Months-39.43%
1 Year+79.3%
3 Years+394.91%
5 Years+3957.34%

CAGR

1 Year CAGR

Revenue Growth

+434.31%

Net Profit Growth

+787.81%

Financing Profit Growth

+505.04%

Dividend Growth

N/A

Stock Returns CAGR

+79.3%
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2.5
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Tax

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Mar 25

Promoters : 73.99%

FIIs : 0.00%

DIIs : 0.00%

Public : 26.01%

Promoter
FII/FPI
DII
Public
Promoter Pledge stands at 0.0% of holding in March 2025 Qtr
Promoter Shareholding Increased by 1.67% to 73.99% in March 2025 Qtr

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ROE

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ROCE

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ROA

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Dividend History

Saraswati Commercial (India) Competitors

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Saraswati Commercial (India) Management and History

Company Management

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Company History

Saraswati Commercial (India) Limited is a Non Banking Financial Company registered with Reserve Bank of India. The Company was incorporated in the year January 24, 1983 and is mainly engaged in the business of investment and trading in shares and securities & lending activities. All the prudential norms for asset classification, income recognition, provisioning etc., are applicable to NBFCs in India.

During the year 2015, Mahotsav Trading and Finance Private Ltd ceased to be the associates of company.

Pursuant to Scheme of Amalgamation of Aroni Commercials Limited (the transferor company) and Saraswati Commercial (India) Limited (the transferee company), vide Order passed by the Hon'ble National Company Law Tribunal, Mumbai bench on 16th March, 2017, Sareshwar Trading and Finance Pvt. Ltd. and Arkaya Commercial Pvt Ltd emerged as subsidiary companies as on the effective date 31st March, 2017 according to provisions of Section 2 (87) of Companies Act, 2013, the rules made thereunder and any other applicable provisions of Companies Act, 2013.

The Hon'ble National Company Law Tribunal, Mumbai bench has disposed petition and given the company Order in favour for amalgamation of Aroni Commercials Ltd (the transferor company) with Saraswati Commercial (India) Ltd (the transferee company) vide its order dated 16th March, 2017. The Company filed Form INC 28 with the Registrar of Companies and its Effective Date is 31st March 2017. The Company received approval letter of Part II (A) (2) of SEBI Circular dated 30th November 2015 dated 8th May 2017 and fixed the Record date on 22nd May, 2017 to issue shares of Saraswati Commercial (India) Ltd to Shareholders of Aroni Commercials Ltd. At the Board Meeting held on 29th May 2017 the Company allotted 390593 equity shares pursuant to Scheme of Amalgamation to Shareholders of Aroni Commercials Ltd, which has been shown as shares pending allotment in Balance sheet for the year ended 31st March 2017. The shares were issued in prescribed ratio i.e. 1:9 shares to shareholders of Aroni Commercials Ltd. The Company also received listing and trading approval of Shares with regards to said allotment.

The Board of Directors of Company had announced Buyback up to 60,000 fully paid-up equity shares of the company of face value Rs. 10/- representing up to 5.82% of total number of equity shares of the company at its meeting held on 7th December, 2017 at a price of Rs. 978/- per equity share for an aggregate maximum amount of up to Rs. 5,86,80,000/- excluding transaction costs such as brokerage, securities transaction tax, goods and service tax, stamp duty, etc. Out of which 29,665 Equity Shares was bought back at a price of Rs. 978/- per Equity Share, amounting to Rs. 2,90,12,370/- excluding Transaction Cost. All the equity shareholders holding shares as on record date i.e. Friday, 22nd December, 2017, were allowed to tender their shares using stock exchange mechanism in the scheme of buyback. The Company received approval for buyback of Equity Shares from SEBI on 2nd January, 2018 and completed the process of on 9th February, 2018. Post buyback the share capital of the Company reduced to Rs. 1,00,09,280/- Equity Shares from Rs. 1,03,05,930/-.

Saraswati Commercial (India) Share Price

Saraswati Commercial (India) share price reflects investor sentiment toward the company and is impacted by various factors such as financial performance, market trends, and economic conditions. Share price is an indicator which shows the current value of the company's shares at which buyers or sellers can transact.

Saraswati Commercial (India) Market Cap

Market capitalization of Saraswati Commercial (India) indicates the total value of its outstanding shares. Marketcap is calculated by multiplying share price and outstanding shares of the company. It is a helpful metric for assessing the company's size and market Valuation. It also helps investors understand how Saraswati Commercial (India) is valued compared to its competitors.

Saraswati Commercial (India) PE Ratio

Saraswati Commercial (India) PE ratio helps investors understand what is the market value of each stock compared to Saraswati Commercial (India) 's earnings. A PE ratio higher than the average industry PE could indicate an overvaluation of the stock, whereas a lower PE compared to the average industry PE could indicate an undervaluation.

Saraswati Commercial (India) PEG Ratio

The PEG ratio of Saraswati Commercial (India) evaluates its PE ratio in relation to its growth rate. A PEG ratio of 1 indicates a fair value, a PEG ratio of less than 1 indicates undervaluation, and a PEG ratio of more than 1 indicates overvaluation.

Saraswati Commercial (India) ROE (Return on Equity)

Return on Equity (ROE) measures how effectively Saraswati Commercial (India) generates profit from shareholders' equity. A higher ROE of more than 20% indicates better financial performance in terms of profitability.

Saraswati Commercial (India) ROCE (Return on Capital Employed)

Return on Capital Employed (ROCE) evaluates the profitability of Saraswati Commercial (India) in relation to its capital employed. In simple terms, ROCE provides insight to investors as to how well the company is utilizing the capital deployed. A high ROCE of more than 20% shows that the business is making profitable use of its capital.

Saraswati Commercial (India) Total Debt

Total debt of Saraswati Commercial (India) shows how much the company owes to either banks or individual creditors. In simple terms, this is the amount the company has to repay. Total debt can be a very useful metric to show the financial health of the company. Total debt more than equity is considered to be a bad sign.

Saraswati Commercial (India) Debt to Equity Ratio

The Debt-to-Equity (DE) ratio of Saraswati Commercial (India) compares its total debt to shareholders' equity. A higher Debt to Equity ratio could indicate higher financial risk, while a lower ratio suggests that the company is managing its debt efficiently.

Saraswati Commercial (India) CAGR (Compound Annual Growth Rate)

CAGR shows the consistent growth rate of Saraswati Commercial (India) over a specific period, whether it is over a month, a year, or 10 years. It is a key metric to evaluate the company’s long-term growth potential. Main metrics for which CAGR is calculated are net sales, net profit, operating profit, and stock returns.

Saraswati Commercial (India) Technical Analysis

Technical analysis of Saraswati Commercial (India) helps investors get an insight into when they can enter or exit the stock. Key components of Saraswati Commercial (India) Technical Analysis include:

Support Levels (S1, S2, S3)

There are usually multiple support levels, but the main support levels for a stock are S1, S2, S3. Support levels indicate price points where stock might get support from buyers, helping the stock stop falling and rise.

Resistance Levels (R1, R2, R3)

There are usually multiple resistance levels, but the main resistance levels for a stock are R1, R2, R3. Resistance levels represent price points where Saraswati Commercial (India) shares often struggle to rise above due to selling pressure.

Saraswati Commercial (India) Dividends

Dividends refer to the portion of the company’s profits distributed to its shareholders. Dividends are typically paid out in cash and reflect Saraswati Commercial (India) ’s financial health and profitability.

Saraswati Commercial (India) Bonus Shares

Bonus shares are usually given by companies to make the stock more affordable, increase liquidity, boost investor confidence, and more.

Saraswati Commercial (India) Stock Split

Stock split increases the number of its outstanding shares by dividing each existing share into multiple shares. When the company offers a stock split, the face value of the stock reduces in the same proportion as the split ratio.

Saraswati Commercial (India) Financials

The financials of Saraswati Commercial (India) provide a complete view to investors about its net sales, net profit, operating profits, expenses, and overall financial health. Investors can analyze financial data to assess the company’s stability and also understand how the company has been growing financially.

Saraswati Commercial (India) Profit and Loss Statements

The profit and loss statement of Saraswati Commercial (India) highlights its net sales, net profit, total expenditure, and operating profits in the current financial year. This Profit and Loss statement is crucial for evaluating the profitability and financial stability of Saraswati Commercial (India) .

Saraswati Commercial (India) Balance Sheet

The balance sheet presents a snapshot of Saraswati Commercial (India) ’s assets, liabilities, and equity of shareholders, providing insights into the financials of the company.

Saraswati Commercial (India) Cashflow Statements

Cashflow statements track the company's cash inflows and outflows over a period. It is an essential tool for understanding how well the company manages its liquidity and finances.

Saraswati Commercial (India) Net Interest Margin (NIM)

Saraswati Commercial (India) Net Interest Margin (NIM) tells about the profitability earned by all NBFCs and financial institutions. It represents the income generated by the bank from the difference between the interest earned on loans and the interest paid on public deposits. Net Interest Margin (NIM) is a metric that monitors the profitability generated from a bank's lending activities.

Saraswati Commercial (India) Non-Performing Assets (NPA) Ratio

Non-Performing Assets (NPA) indicate the ratio of a bank's loans that are classified as non-performing. A lower NPA ratio reflects stronger asset quality and more effective risk management.

Saraswati Commercial (India) Capital Adequacy Ratio (CAR)

Capital Adequacy Ratio (CAR) is a metric to measure the bank's ability to absorb losses and still remain financially stable. A higher CAR shows that the bank is financially sound and can absorb potential losses.

Saraswati Commercial (India) Gross NPA

Gross NPA is the percentage of total non-performing loans before provisioning, while net NPA is the percentage after provisioning. Lower gross and net NPA ratios indicate better loan quality.

Saraswati Commercial (India) Net NPA Ratio

Net NPA is the actual losses a bank has incurred due to NPA accounts. Lower the NPA, better the banks can maintain stable income from interest on loans.

Saraswati Commercial (India) CASA Ratio

CASA ratio tells how much of a bank's total deposits are in both current and savings accounts.

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